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Advanced Mortgage Services Ltd  

Specialists in Equity Release

AMS Equity Release

Home AMS The Benefits of Using AMS How Much Can You Release? The Need For Advice Uses For Equity Release What is Equity Release Equity Release Considerations Is Equity Release Safe? What Does It Cost Lifetime Mortgages Home Reversion Plans Interest Options Protecting your inheritance Draw Down Lifetime Mortgage Frequently Asked Questions Contacts for Further Information About Us Contact Us

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We provide Independent Advice from the Whole Market

We are proud to be members of the Equity Release Council

For Equity Release Information and Advice from a Specialist Adviser covering Bournemouth Poole Christchurch New Milton Lymington Highcliffe Ringwood Wimbourne Ferndown Verwood Canford Cliffs Sandbanks Westbourne Branksome Parkstone Boscombe Southbourne Tuckton Wareham Swanage Corfe Castle Dorchester Weymouth Corfe Mullen Upton Brockenhurst Lyndhurst New Forest Burley Sway Barton on Sea Milford on Sea Dorset Hampshire   

It is fair to say that the equity release market of today is safer than it has ever been. Both Lifetime Mortgages and Home Reversion Plans are now protected by the industry watchdog the Financial Services Authority (FSA).


Financial Advisers who practice advising on Equity Release must now also have specific qualifications in this specialist field.

The market is also protected by an industry body known as SHIP (Safe Home Income Plans). Set up in 1991, SHIP is dedicated entirely to the protection of plan holders and promoting only safe equity release plans.


Advanced Mortgage Services considers the safety of it’s customers as paramount. As such, we will only recommend a plan that has met all the standards and guarantees set by SHIP.


Some of these guarantees are as follows:

Equity Release Risk Warning.

Lifetime mortgage, or home reversion plan.

Equity release may affect your entitlement to state benefits and could reduce the value of your estate. To understand the features and risks, ask for a personalised illustration.

Please think carefully before securing other debts against your home.


Your home is at risk of repossession if you do not keep up repayments on a mortgage or any other loans secured on it and you should think carefully before securing any debts on your home



In 2012 the Equity Release Council was born from an expansion of the remit of SHIP (formerly Safe Home Income Plans) the Equity Release Council represents the providers, qualified financial advisors, lawyers, intermediaries and surveyors who work in the equity release sector.


A major focus of the Equity Release Council’s work is to ensure that products are safe and accessible for consumers. Each member of the Council that provides equity release products is signed up to the Equity Release Council’s Code of Conduct which puts in place a number of safeguards and guarantees for consumers. This means that people who use equity release products offered by Equity Release Council members can have confidence in the products they use and the information they receive. On top of this all members also abide by the overarching
principles (see below)of the Council.


The Equity Release Council now represents all participants in the equity release market, providing a voice for the sector as well as setting standards and safeguards which protect and reassure consumers.


The Council, which incorporates the SHIP Standards Board, continues SHIP’s aims of protecting the customer and works to increase knowledge to help customers make informed decisions.


STATEMENT OF PRINCIPLES

The Equity Release Council promotes very high standards of conduct and practice in the provision of advice on equity release and the characteristics of equity release products. The Equity Release Council will always work to bring about outcomes that are in the best interests of customers.


Is Equity Release Safe?


Advanced Mortgage Services Ltd is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Advanced Mortgage Services is registered in England. Company registration number 4751565.

Cherry Tree House, 20 Inverleigh Road, Bournemouth, Dorset, BH6 5HA.

Advanced Mortgage Services Ltd website is only for the use by UK residents & is subject to the UK regulatory regime.